Do I need PAI when renting a car? | My Family Travels

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This topic contains 2 replies, has 1 voice, and was last updated by  Bluff City Taxi 2 months, 2 weeks ago.

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  • #95674 Reply


    I’ll go for a road trip in the US but it’s my first time renting a car, I don’t know what kind of car rental insurance that I need. I have health insurance so do I actually need PAI provided by the car rental company?

  • #95862 Reply


    How much personal premium do you have? Are you a new driver? If you’re afraid of accidents, I suggest you buy PAI!
    Also, I am copying what I found on a car rental blog: “If you covered with insurance, but you do not want to affect your personal premium. Paying for personal accident insurance will do the trick as it comes prior to your personal insurance.”

  • #97924 Reply

    Bluff City Taxi

    PAI is known as the personal accident insurance and it helps to protect drivers and the co-passengers of a hired car during an accident. It covers medical costs, accidental death, and any emergency care. But you must be a USA citizen to avail the benefits of PAI and it is only applicable inside the USA.

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